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Name DBS Live Fresh Card Maybank Horizon Card
DBS Live Fresh Card Maybank Horizon Card
  Brand   DBS   Maybank
Hightlight
[Key Features] • Fresh Scene: Special price/event for Zouk, Cathay Cineplexes,K Box
• re-Fresh: discount at iSHOP courses,Laguna National Golf & Country Club,Pure Yoga and extreme sports like Ski360.
• Fresh Indulgence: discount at shops like G2000,New Balance,Crumpler,Jurlique
Earn 2 air miles with every dollar spent
Eligibility
[Minimum annual income] $30000 $30000
Annual fee
[Principal] $80 $150
[Supplementary] $40 Free
[Annual fee waiver] First two years First ten years
Rewards
[Expiration] 1 year 1 year
Payment
[Repayment] AXS,ATM,Cheque,Branch(82),Interbank GIRO,Phone Banking,Internet Banking AXS,ATM,SAM,CDM,Cheque,Branch(22),Interbank GIRO,Phone Banking,Internet Banking
[Grace Period] 22 days 20 days
Interest&Charges
[Effetive Interest Rate] 24% per annum (minimum $2.5) 24% per annum (minimum $2.5)
[Minimum Payment] $50 or 3% of total Balance $20 or 3% of total Balance
[Late Fee] $50 $35
Other fees
[Foreign currency] 1% 1%
[Cash Advance] $15 or 5% of amount $15 or 5% of amount
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  Brief:    Living fresh is about looking at the world anew and seeing everything in a different light. It’s about believing in yourself and empowering others. It’s about expressing your creativity, even if it means flying in the face of convention. It’s about making    Complimentary golf & conversion to KrisFlyer miles for free
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